Financing
Financing Your Dream Home Renovation Just Got Easier!
Service Finance Company LLC Loans
Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender, providing outstanding financial solutions to homeowners looking to invest in their homes. Here’s how Service Finance can help you:
- Flexible Financing Options: Choose from a variety of loan term options to find the one that fits your financial plan best.
- Quick and Easy Approvals: Get a fast credit decision with a simple and streamlined application process.
- No Equity Required: Unlike traditional financing methods, you don’t need home equity to qualify.
- Competitive Rates: Service Finance offers competitive rates to ensure your home improvements are both beneficial and affordable.
- Transferable Loans: If you decide to sell your home, the loan can be transferred to the new homeowner, making it a valuable selling point.
With Service Finance LLC, you can fund a wide range of home improvement projects, from energy-efficient upgrades to a complete home makeover. They understand the value of your investment and provide financing solutions to ensure you can undertake the necessary improvements without financial worry.
GreenSky Financing Solutions
A Goldman Sachs Company
GreenSky is one of the leading companies in consumer finance, specializing in Home Improvement and Retail Credit. They provide a fast and easy way for you to access loans for your home improvement needs. Here’s what you need to know about financing through GreenSky:
- Quick and Paperless Process: Apply for a loan and get a decision quickly without the hassle of lengthy paperwork.
- Flexible Credit Options: GreenSky offers promotional financing options to help you manage your cash flow.
- Deferred Interest Plans: Take advantage of the deferred interest plans if you’re planning on paying off the loan quickly.
- High Credit Limits: With higher credit limits, you can undertake larger projects without worry.
- Dedicated Customer Service: GreenSky’s customer service is there to assist you through every step of the financing process.
GreenSky’s mission is to enable businesses to provide excellent customer experiences and exceptional services. Whether you’re looking to install solar panels, upgrade your windows, or add a new room, GreenSky makes it possible with their simple and straightforward loan options.
Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS
#408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status.
GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362.
www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to
banks and other financial institutions for their use in connection with that consumer loan program.
GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan
program by providing origination and servicing support to banks and other financial institutions that
make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit
decisions and loan terms are determined by program lenders
Unsecured Loans
Need a New Kitchen but Lacking the Cash? Consider an Unsecured Loan.
If you’re dreaming of a gorgeous new kitchen but your bank account isn’t cooperating, an unsecured home equity loan could be the solution you’ve been searching for. Home equity lines of credit or HELOCs also known as Unsecured home equity loans, allow you to borrow money based on the equity you have built up in your home. Unlike other loans, you are not forced to put your house up for surety.
How Unsecured Loans Are Beneficial?
If you need financing for a home remodel but don’t want to put your home at risk The unsecured loan is here. Here are the top reasons why an unsecured home equity loan makes sense:
No collateral required
Not putting your house up for surety takes you out of the worry of getting your property seized. This gives you a feeling that your house is safe.
Easy application process
Unsecured home equity loans typically have simpler qualification requirements and a faster approval process compared to secured loans.
Potentially lower interest rates
The interest rates might be higher than secured loans but they are still quite lower than personal loans and credit cards.
Access funds when you need them
With a HELOC, you can access your funds over time as you need them for your remodeling project rather than receiving one lump sum upfront.
Options To Consider
These options are for you to consider, if you are opting for unsecured loan financing to remodel your house:
Personal loans: A personal loan is a loan that needs no security or collateral and can be easily retrieved with minimum documentation. You can then further use this loan for your specific needs i.e., home remodeling. Personal loans usually have a return period from a minimum of five years to a maximum of 7 years. You will be charged with interest according to your credit score and history.
Home equity lines of credit (HELOCs): A HELOC is a revolving line of credit score tied to the equity in your property. A HELOC allows you to withdraw money until the draw period ends and the repayment period starts. However, if you can’t repay, your property will be seized.
Credit cards: Credit cards can provide short-term financing for materials and supplies. However, credit cards are best used for small remodeling projects because they come with the highest interest rates, so. Make payments to avoid high fees as soon as possible.
If getting the kitchen remodel, you’ve always dreamed of means taking on some debt, consider an unsecured home equity loan first. The process is streamlined, the interest rates are reasonable, and you won’t risk losing your home if you run into repayment issues. A gorgeous new kitchen could be just weeks away.
